Move between the two privacy coins without a public hop of your own in the middle: you send Monero, which is private by design, and Wagyu pays Zcash to your shielded u1 address. No account, no KYC, a live orderbook rate, and about 10 minutes from deposit to payout on the live estimate.
Many instant exchanges serve this pair to a transparent Zcash address only. Wagyu decodes unified addresses and pays the shielded receiver, so the ZEC you receive starts its life in the shielded pool.
Where your ZEC lands
- Shielded address (u1… or zs1…): private, nothing about this payout is visible on chain. Most Zcash wallets give you a u1 address. This is the default.
- Transparent address (t1…): visible on chain. Use this only if your wallet or exchange gives you a t1 address.
- tex1… addresses cannot receive this payout.
- Need a shielded address? Zodl, Ywallet, Zingo and the Ledger Zcash Shielded app all give you a u1 address.
How the XMR to ZEC swap works
- Enter the amount and your Zcash address. The quote shows the ZEC you can expect, the 2% fee and the minimum, which is about $25.
- Send XMR to the subaddress created for your order. Compliance screening runs before the swap. A deposit that fails screening is refunded: the order moves to a refund state and asks you for a refund address. Nothing is held.
- Wagyu executes on the orderbook. Monero deposits confirm faster than Bitcoin ones, so this route is quick.
- Receive ZEC at your address. About 10 minutes end to end on the live estimate.
Fees, minimum and time for this route
- Fee: 2% of the amount because Zcash is the destination, plus a Hyperliquid taker fee of about 0.03%. Both appear in the quote.
- Minimum: about $25 of XMR.
- Time: about 10 minutes end to end.
Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing.
Why swap XMR to ZEC on Wagyu
Monero is where most private balances sit. Zcash is where the exchange listings, the hardware wallet support and the 2026 attention went. Holding both, and moving between them without touching a custodial exchange, is what this pair is for. The catch elsewhere is that many exchanges serving this route pay out to a transparent address, so a swap meant to stay private ends on a public chain. Wagyu pays the shielded receiver of the address you give. If you want the other direction, the Zcash to Monero page pays XMR to your Monero address for the same fee.
Frequently asked questions
Is Monero to Zcash really shielded on both ends?
Your Monero deposit is private by Monero's design, and the Zcash payout goes to the shielded receiver of the u1 or zs1 address you give. Wagyu does not describe what happens between the two legs beyond this; the deposit and the payout are the parts you control.
What is the fee?
2% into ZEC, plus a Hyperliquid taker fee of about 0.03%. The quote shows the full breakdown before you send.
How long does it take?
About 10 minutes on the live estimate. Monero deposits confirm faster than Bitcoin ones.
What is the minimum?
About $25 of XMR on this route. The quote tells you the exact minimum in USD if your amount is below it.
Do I need an account or KYC?
No. Paste an address, send XMR, receive ZEC. Compliance screening runs before the swap; a deposit that fails screening is refunded, not held.
Can I swap Zcash back to Monero?
Yes, on the Zcash to Monero page. Same rules, about 10 minutes, 2% fee into XMR.